PRICEPRO • BANKING PRICING SOFTWARE
A customer relationship earns income across lending, deposits, payments, trade and FX. PricePro helps you bring that wider value into the pricing decision, alongside funding, risk and capital.
See PricePro in action ↗Looking at a facility in isolation can hide both an opportunity and a shortfall. Wider customer income may support the relationship’s return. But hoped-for business is not the same as income already earned. Put the assumptions in view before using them to support a pricing decision.
Explore lending income alongside deposits, payments, trade and FX. Make the wider relationship part of the assessment.
Funding, liquidity, risk, operating costs and capital help explain the return behind the revenue.
Consider changes to fees, structure and ancillary income as well as margin. Review the effect against your target.
Consider an SME seeking a revolving facility. First assess the facility on its own. Then add the expected deposit balance and payments income as explicit assumptions. Compare the two scenarios and review how much the outcome depends on winning that wider business.
Illustrative workflow. Expected income is an assumption, not a commitment or guaranteed return.
DealDesk brings facilities and relationship economics into one view. The Optimiser helps you explore possible improvements. Comments and approval routing keep the reasoning visible to the people making the decision.
Relationship pricing is useful when your team can explain what drives the result. Agree your bank’s assumptions and return targets, review exceptions, and use consistent economics across origination and approval.
No. The purpose is to understand the commercial trade-off. A stronger relationship may create options, but the preferred price still needs to meet your bank’s objectives and approval requirements.
Choose a customer segment and a small set of lending examples. Configure the relevant assumptions and test the relationship view against your existing assessment. A focused pilot makes the benefits and implementation work easier to judge.
Meet Robin Cook, see the software work through a lending example, and agree the scope, cost and timetable for your bank. Sophisticated pricing should be within reach of smaller banks.
Discuss your pricing challenge ↗PricePro is in beta. Demonstrations use synthetic data. Your bank’s assumptions, capital treatment and results need validation before production use.